Obligation WestPac Bank 3% ( US96121BBH96 ) en USD

WestPac Bank

100 % ⇌

Australie

US96121BBH96 ( en USD )

3% par an ( paiement semestriel )

07/06/2027 - Obligation échue

Prospectus brochure de l'obligation Westpac Banking US96121BBH96 en USD 3%, échue

1 000 USD

16 517 000 USD

96121BBH9

N/A

N/A

Westpac Banking Corporation est une grande banque australienne offrant une gamme de services financiers aux particuliers, aux entreprises et aux institutions, incluant les services bancaires, les prêts, les investissements et la gestion de patrimoine.

Un examen rétrospectif de l'instrument financier, identifié par le code ISIN US96121BBH96 et le CUSIP 96121BBH9, révèle qu'il s'agissait d'une obligation émise par Westpac Banking, une institution bancaire de premier plan et historiquement significative originaire d'Australie, dont cet actif est notablement arrivé à maturité et a été entièrement remboursé ; lors de son existence, cette obligation était libellée en dollars américains (USD), offrait un taux d'intérêt nominal de 3% avec une fréquence de paiement semi-annuelle, et avait une date de maturité fixée au 7 juin 2027, la taille totale de l'émission s'élevait à 16 517 000 USD, permettant une acquisition minimale de 1 000 USD par unité, et son prix actuel sur le marché de 100% reflète son remboursement à parité, confirmant l'achèvement de ses obligations financières envers les détenteurs.

http://www.sec.gov/Archives/edgar/data/719245/000110465912041138/...
424B2 1 a12-12755_4424b2.htm FINAL PRICING SUPPLEMENT NO. 31

CALCULATION OF REGISTRATION FEE

Title of Each Class of
Proposed Maximum
Amount of
Securities Offered
Aggregate Offering Price
Registration Fee(1)(2)

Step-up Callable Notes due June 2027
$16,517,000
$1,917.62

(1) Calculated in accordance with Rule 457(r) of the Securities Act of 1933, as amended.
(2) Paid herewith.

Filed under Rule 424(b)(2), Registration Statement No. 333-172579

Westpac Banking Corporation
Pricing Supplement No. 31 - Dated May 31, 2012 (To: Prospectus Dated May 10,
2012)

CUSIP
Principal
Selling
Gross
Net
Coupon Coupon
Coupon
Day Count Maturity 1st Coupon 1st Coupon Survivor's
FDIC
Product
Number
Amount
Price Concession
Proceeds
Type
Rate
Frequency
Basis
Date
Date
Amount
Option Guaranteed Ranking

See
Senior
Fixed
Other
Unsecured
96121BBH9 $16,517,000 100%
1.50%
$16,269,245 (Step-up) Terms Semi-annually 30/360 6/7/2027 12/7/2012
$15.00
Yes
No
Notes

Redemption Information: Callable - See Other Terms

Trade Date: May 31, 2012 @ 12:00 PM ET

Issue Date: June 7, 2012

Minimum Denomination/Increments: $1,000.00/$1,000.00

Initial trades settle flat and clear SDFS: DTC Book Entry only

Other Terms:

Interest Payment Dates: June 7 and December 7 in each year, commencing on December 7, 2012 up to and
including the Maturity Date

Interest Rates: From and including the Issue Date, to but excluding June 7, 2017: 3.00% per annum;

From and including June 7, 2017 to but excluding June 7, 2022: 3.10% per annum; and

From and including June 7, 2022 to but excluding June 7, 2027: 4.60% per annum.

Redemption: The Notes are redeemable at the option of the Issuer in whole (but not in part) on each Interest
Payment Date, commencing on the Interest Payment Date scheduled to fal in June 2015 to and including the
Interest Payment Date scheduled to fal in December 2026 (each an "Optional Redemption Date"). The redemption
price wil be equal to 100% of the principal amount of the Notes, plus any accrued but unpaid interest to but
excluding the date of redemption.

Notwithstanding any provision to the contrary in the Notes or in the Prospectus, the Issuer must give notice (in the
manner provided in the Prospectus) of its intention to exercise its redemption option no later than 5 Business Days
before the relevant Optional Redemption Date.

Business Day: New York, London and Sydney

Exchange Listing: None

Agent: Merril Lynch, Pierce, Fenner & Smith Incorporated

Investing in the Notes involves risks. See "Risk Factors" beginning on page 9 of the prospectus. You should careful y consider the risks and the
other information contained or incorporated by reference in the prospectus dated May 10, 2012, as filed with the Securities and Exchange Commission
(SEC), before investing in the Notes. You can access a copy of the prospectus free of charge on the SEC's website at www.sec.gov or by cal ing the
Agent tol free at 1-866-500-5408. Any payments due on the Notes, including any repayment of principal, will be subject to our credit risk.

Neither the SEC nor any state securities commission has approved or disapproved of the Notes or determined if this pricing supplement or the
prospectus is truthful or complete. Any representation to the contrary is a criminal offense.

In the ordinary course of its business activities, the Agent and its affiliates may make or hold a broad array of investments and actively trade debt and
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equity securities (or related derivative securities) and financial instruments (including bank loans) for their own account and for the accounts of their
customers. These investments and securities activities may involve securities and/or instruments of ours or our affiliates. The Agent has informed us that it
or its affiliates that have a lending relationship with us routinely hedge their credit exposure to us consistent with their customary risk management
policies. The Agent has also informed us that it and its affiliates would typically hedge such exposure by entering into transactions which consist of either
the purchase of credit default swaps or the creation of short positions in our securities, including potentially the Notes offered hereby. Any such short
positions could adversely affect the future market value of the Notes offered hereby. The Agent may also make investment recommendations and/or
publish or express independent research views in respect of such securities or financial instruments and may hold, or recommend to clients that they
acquire, long and/or short positions in such securities and instruments. In addition, the business, hedging and trading activities of the Agent and its
affiliates, and

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any hedging and trading activities the Agent or its affiliates engage in for its clients' accounts may negatively affect the market value and return of the
Notes and may create conflicts of interest with you.

Fees Charged: The Sel ing Price includes the Gross Concession of $15, reflecting commissions earned by the Agent, and an additional charge of
approximately $7.50 per $1,000 in principal amount of the Notes, reflecting an estimated profit earned by the Agent from transactions through which the
Notes are structured and resulting obligations hedged. Actual profits or losses of the Agent from these hedging transactions may be more or less than this
amount. In entering into the hedging arrangements for the Notes, we seek competitive terms and may enter into hedging transactions with the Agent or
one of its affiliates. Al charges related to the Notes, including the Gross Concession and the hedging related costs and charges, reduce the initial
economic value of the Notes. If you attempt to sell the Notes prior to the Maturity Date, their market value may be lower than the price you paid for the
Notes due to, among other things, the inclusion of these charges and various credit, market and economic factors. Neither we nor the Agent are required
to make a market in the Notes.

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